Whole Life Insurance
Life insurance. It’s dubbed a risk management tool, but it’s really so much more than that. It’s protection for your family after you’re gone and peace of mind for you now. What would happen if you weren’t here tomorrow? How would they survive without your contribution and your income? Whole life insurance is designed to deal with this problem throughout the course of your life, and we have some of the best plans in the industry.
Three Reasons You Need Coverage Now
Think you don’t need coverage for your family members now? There are several reasons why you do, but these three are the most important.
- Final Expenses: The cost of funerals, burial, and medical care in your final days can really add up. In many cases, people spend tens of thousands of dollars on a funeral, depending on the arrangements, and if you’re ill before you die, you’re going to incur hundreds of thousands of dollars in medical care that your family must pay off before they can move forward. Life insurance can help to defray many of those costs.
- Staying On Track: You probably have financial goals for your life. How will your family fulfill them after you’re gone? How can they pay for expenses like college, childcare, and more once your income has disappeared? Your spouse may need time off work, your children may need additional help, and none of them will be able to move forward unless you’ve left something behind to help.
- Leaving a Legacy: Help them remember you by providing a little something after you’re gone to donate to your favorite cause. It’s a way to help ease their grief and find the ongoing memorial they need.
The Whole Life Insurance Advantage
Perhaps the biggest benefit behind whole life insurance is that it’s easy to understand. You make the same premium payments for a given amount of time until your policy is completely paid for. The hidden benefit, though, is that your policy accumulates cash value that you can borrow against over time to use for whatever is needed.
You deserve a good life insurance policy your family can count on now, and we can help you get there. Contact us today or fill out our free quote form to learn more about just how much life insurance can help.