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How to Stop Worrying

How to Stop Worrying

Do you feel like you worry too much about every little thing that happens in your life? Are you so concerned that your worries will happen that you don’t live your life to the fullest?

The happiest people take a long-term view of life rather than allowing themselves to be caught up in the turmoil and details of each day.

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They take things one day at a time. They teach themselves how to stop worrying by practicing a greater degree of detachment and thereby keep themselves calm and relaxed in the face of life’s little ups and downs.

How to Stop Worrying

You learn how to stop worrying and start living better by making a decision today to let go of problems and irritations that occurred in the past that you can do nothing about.

Decide to forgive and forget anybody who has hurt you in any way. Keep your attention focused on the future and where you are going, rather than on the past and who was to blame. Life is too short and you need to love yourself.

Learn to Love Yourself

You develop a better perspective on life by realizing and accepting that you are a thoroughly good person. You are honest, helpful, loyal, kind, compassionate and friendly. You can feel free to love yourself, respect yourself and be proud of yourself for the person you have become and for the life you are living. You don’t need to explain yourself or make excuses to anyone else.

One Day at a Time

One of the best ways to stop worrying and start living is to take things one day at a time. Forget what has happened in the past that you cannot change and don’t worry about what might happen in the future. 99% of the things that you worry about will never occur.

The Worry Buster

You can always use the “worry buster” formula to clear your mind. If there is a problem in your life that is causing you to worry, remember that most things you worry about never happen anyway.

There are four steps to applying the worry buster to your situation to help you stop worrying

  1. Define your problem clearly. Accurate diagnosis is half the cure. What exactly are you worrying about?
  2. Ask yourself, “What is the worst possible outcome of this situation?” Be clear about exactly what could happen.
  3. Resolve to accept the worst possible outcome, should it occur. Whatever might happen, decide that you will be able to live with it. It won’t kill you. Take it one day at a time. Now you have found how to stop worrying.
  4. Begin immediately to make sure that the worst possible outcome does not occur. Think of all the creative things you could do to minimize the worst possible occurrence. Pretty soon you will be thinking positively and creatively again and will be back in control of your life.

Take Control of Your Thinking

A sense of control is the key to a long and happy life. The more you feel in control of yourself and your life, the more you will love yourself and the happier you will be. The more you accept complete responsibility for every part of your health, happiness and relationships, the more in control you will feel, and the more powerful you will be.

The more in control you feel, the more confidence and personal pride you will have. The more you feel in control of your life, the higher will be your self-esteem, self-respect and personal pride. Resolve today that you are going to live a long and happy life.

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Take Action and Live!

This is the very best time in all of human history to be alive and you are one of the very best people to be alive at this time. Remember that the more things that you give thanks for, the more things you will have to give thanks for in the future.

The more you give of yourself without expectation of return, the more wonderful things that will come to you from the most unexpected sources.

Resolve today to live a long, happy, wonderful life. Love yourself, take life one day at a time and do everything you can to make your dreams come true! Stop worrying and start living!

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How Much Insurance Do You Need?

How Much Insurance Do You Need?

Deciding exactly how much insurance you needs can be a difficult decision. No matter what type of insurance policy you happen to shopping for, finding the right coverage at the right price is complex, but this guide might be able to help.

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  • Car Insurance: Most states will tell you that you have to have liability coverage to drive within the state. Often these kinds of policies help to cover your liability if you’re found to be at fault in an accident. The payout only helps those you hit, though. It doesn’t cover your own injuries or any damage to your car. If you want to go a step up and go with comprehensive coverage, it may cost you a little more from month to month, but it will cover medical expenses for you and your passengers, and it will repair your car in the event of an accident. You can also choose to add coverage that covers the cost of the car should it be stolen or damaged when it’s not in a traffic accident.
  • Health Insurance: This topic has been in the news quite a bit recently thanks to recent health care reform. The reality is that you can buy policies in varying shapes and sizes, from those that just cover you in the event serious injury occurs to those that cover everything from a skinned knee to a heart attack. When you’re trying to determine how much health insurance you need, the simple answer is that you need enough to make sure you can manage unexpected illnesses and injuries as well as chronic conditions without serious financial setbacks. Deciding where that line is, however, is up to your family.
  • Property Insurance: Whether you’re covering your home, an apartment, or even your crops, property insurance is a great way to make certain your investment will be protected from anything. The level of coverage you want depends on how large your investment is. If you just want something that will pay for your furniture in the event of a fire, you’ll need a far smaller policy than you might if you want something that covers every inch of your property and all of the things that might happen to it, including earthquakes and floods. This is one space where you certainly want to consult your agent to decide what size your policy should be.
  • Life Insurance: People sometimes call this death insurance, because the benefits are typically only payable once you’re gone. In fact, that’s what needs to be foremost in your mind as you buy life insurance. What do you want to leave behind when you’re gone? In most cases, you need to factor in your final expenses, including any medical bills, as well as anything you’d like to leave to pay off a child’s college tuition or even your mortgage.

How much insurance you need is a personal decision. Decide what you’d like to have covered, then contact us for a closer look at your options.

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Insurance Tips

Insurance Tips

Risk surrounds you every single day. A good way to mitigate that risk is to make sure you have the right insurance protection in place, but it’s difficult to get good insurance today. How can you make certain you’re getting the very best? These tips can help.

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  • Define Your Needs Carefully: No matter what type of insurance you might be shopping for, the key to getting the right policy to meet your needs is to make certain you understand what your needs actually are. If you’re looking to save money on monthly premiums, put that at the forefront of the equation. If you need comprehensive coverage that can handle anything, make certain you put that forward as you shop. Remember to brush up on your insurance policy and read everything! You want to truly understand what you’re getting before you actually decide to buy.
  • Look At More Than the Total Policy Price: The upfront pricing of a policy might look attractive enough to tempt you to buy it immediately, but that can’t be all you look at as you shop. Remember that some policies cover far more than others do, and that means you need to be looking at total coverage rather than the total price you’re going to pay.
  • Consider Optional Add-Ons: There are so many great ways to enhance the coverage you’re getting, and many policies come with riders or add-ons that can help to make certain you’re covered no matter what happens. For example, some car insurance policies come with a windshield add-on that will replace your windshield glass no matter what happens. Life insurance policies sometimes come with disability riders to help give you financial security in the event you become suddenly disabled. Ask what you can add to each policy to make it more valuable to your life.
  • Bundle your Policies to Save More: You can actually save money if you keep all of your policies with us. You can save quite a bit by choosing to buy both your auto and homeowners insurance with us or if you’re adding life insurance to your current health insurance or some other combination. Bundling will help you get more for less.

Ready to get started? Contact us today to learn more about how you can change the face of your insurance forever with VCI. Complete the free quote form or give us a call, and start shopping for better insurance.

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